Banking

The IBM Cognos Risk-Adjusted Profitability Performance Blueprint

The IBM Cognos Risk-Adjusted Profitability Performance Blueprint makes integrated risk management and financial planning a reality. The Blueprint allows financial institutions to integrate risk information with an enterprise-wide, distributed profitability management process that provides:

• Integrated risk-adjusted planning and forecasting at the product level, across multiple dimensions with risk measures that include:
• Risk Adjusted Return on Capital (RAROC)
• Economic Capital
• Probability of Default
• Loss Given Default
• Expected Loss
• Activity-based management and costing capabilities for key customer, product and business segments, providing the most accurate, reliable profitability planning and reporting data. This enables:
• Risk-adjusted revenue and expense planning that incorporates activity-based costing methodologies
• Multi-dimensional scenario planning that incorporates activity costs, allowing users to compare the financial impact of several business options and take action on the most profitable course.
• Compatibility with any ABC/M system, due to joint development efforts with partners such as Acorn Systems.
• Multi-dimensional risk management and profitability reporting and analysis. By leveraging the IBM Cognos Risk Cockpit, a risk management reporting and analysis solution, financial institutions can combine the power of the IBM Banking Data Warehouse with IBM Cognos 8 Business Intelligence.

A financial institution that uses the IBM Cognos Risk-Adjusted Profitability Performance Blueprint can plan and forecast at the product level, ensure unmatched accuracy with activity-based cost information, and incorporate risk calculations. This allows the bank to boost profitability through more precise planning and leverage existing technology investments, boosting technology ROI and overall bank ROE/ROA.

• Read the Business Value Guide
• View the Web Demo

Additional Resources:

IBM Cognos 8 BI Reporting

Online Demo

See real-world reporting scenarios for casual business users and professional report authors.

Planning in the Financial Services Industry

White Paper

Find out the technology and best practices for effective budgeting, forecasting, planning, and reporting.

Cognos and Risk Management: Managing Risk Through Business Intelligence

Online Demo

See how business intelligence can help you analyze and report on risk exposure in your company.

Banking Customer Story Bundle

Success Story

Learn how banks such as HSBC Hong Kong are using Cognos to reduce risk and increase profitability.

Rapid Scorecarding for financial services

White Paper

Find out the value of scorecarding and the five key steps to creating an effective one.

Gartner - Toolkit Case Study: Unicredit Leverages BI to Create a New Business Model

Success Story

Find out how Unicredit integrated 90 data sources to create an award-winning environment for modeling and managing risk.

Enterprise Analystics - Leveraging your Data Warehouse Investment: Risk Cockpit

Online Demo

Demonstration of the IBM-Cognos Banking Risk Management Cockpit Solution.

Customer profitability in real-world banking: A large global bank finds simple ways to make customers more profitable

White Paper

Read this paper to understand how large banks are leveraging BI to making their customers more profitable.

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